There is no easier way to spice up a classic than to throw some chocolate chips into the mix.
And if you’re not human, like my weird ass husband, and want some more banana bread but without chocolate chips, you can use the exact same recipe without the chips and the resulting banana bread is still tasty.
Plain banana bread below:
cupcakesandmachetes 
I have yet to see a situation that is not improved by chocolate chips.
I agree with you.